Terms of Service

1. Acceptance of Terms

By accessing and using Top Insurance services, you accept and agree to be bound by these Terms of Service and our Privacy Policy.

2. Our Services

Top Insurance provides insurance quote comparison services. We connect you with licensed insurance carriers and brokers to help you find coverage.

3. Quote Accuracy

Quotes provided are estimates based on the information you supply. Final rates may vary based on underwriting approval and additional verification by insurance carriers.

4. User Responsibilities

You agree to:

• Provide accurate and complete information
• Update your information as needed
• Not misuse or abuse our services
• Comply with all applicable laws and regulations

5. Communications

By submitting a quote request, you consent to receive communications from Top Insurance and our partner carriers via phone, email, or text message regarding your insurance inquiry.

6. Limitation of Liability

Top Insurance acts as an intermediary. We are not liable for coverage decisions, policy terms, or claims handling by insurance carriers.

7. Intellectual Property

All content, trademarks, and intellectual property on this website are owned by Top Insurance or our licensors.

8. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of updated terms.

9. Contact Information

For questions about these Terms of Service, contact us at:

Email: legal@topinsurance.com
Phone: 1-800-TOP-INSURE